Month: September 2025

On 20 August 2025, the Supreme Court, in its judgment in case no. II CSKP 1069/23, upheld the cassation appeal filed by our law firm and overturned the judgment of the Court of Appeal in Rzeszów of 1 June 2022 (case no. I AGa 139/21), which had been unfavorable to our Client – one of the banks. The case was remanded for reconsideration.

In its ruling, the Supreme Court fully endorsed the arguments advanced by our firm, holding that a bank cannot be held liable for the consequences of an erroneous transfer instruction if the funds were transferred in accordance with the account number provided by the customer.

In the cassation appeal, we successfully demonstrated that the Court of Appeal had violated, among others, provisions of the Act on Payment Services as well as the Civil Code.

This judgment is yet another confirmation that:

• a strategic approach,
• a thorough understanding of the banking sector, and
• precise legal argumentation

can reverse the course of even those cases that initially appear to be settled.

We look forward to receiving the written reasoning of the judgment and are preparing for the next steps in this matter.

The case was handled by Daniel Bednarczyk.

What does the career path of a lawyer who becomes a key advisor to the financial sector look like? The story of Joanna Olechowska-Pucułek, Counsel at Lawspective, is the perfect answer.

When Joanna joined us in 2017, she quickly realized that her ambitions reached far beyond solving day-to-day legal issues. She was looking for challenges in a more complex and demanding field. As she herself puts it: “I like challenges. I’m drawn to non-standard and difficult matters.” This drive led her straight into the world of intricate financial regulations and transactions.

Today, as Head of the Financial Institutions Department, Joanna:

• provides comprehensive regulatory and transactional advice to banks, factoring companies, and other key market players,
• successfully leads compliance projects in response to legal changes (including AML and payment services),
• designs and implements the structures of complex financing transactions, creating advanced legal documentation to support them.

Joanna’s story perfectly reflects our philosophy. At Lawspective, we support initiative and create space for building one’s own expert path. We are proud that #TeamLawspective is made up of people who take responsibility for developing entire areas of practice.